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When it comes to insuring cheer gyms, we are the cheer leaders.
Get a free, no-obligation quote today.
You want the best for your kids, but you also need to protect your business.
From general liability to business income coverage, you’ll cheer for the knowledge, helpfulness and customizable plans available at Markel for your cheerleading gym. We also provide access to information on current safety practices and loss control tips.
Why is insurance for cheer gyms important?
We all know that things happen, and having insurance coverage for your business activities can help reduce the financial impacts to you on covered losses. Whether it’s liability insurance in the event of injuries or unintentional damage done to your property, you need insurance designed to help meet the needs of your cheer gym, including coverages for qualified camps and clinics that may be offered at your facility.
What we offer
Markel offers liability and property coverage for qualified competitive cheerleading gyms that follow U.S. All Star Federation (USASF) rules.
Note: Our cheerleading insurance programs do not cover high school, college, adult, or community recreation teams.
Our coverages can include:
A must for all cheer schools, commercial general liability insurance can provide coverage if you are sued by someone who claims that you caused their physical injury or damaged their covered property.
Optional liability coverages you can add to your policy:
- Abuse and molestation
- Competitions and exhibitions – insurance protection for you when you participate in competitions and tournaments that you do not sponsor
- Employment practices liability insurance
- Off-premises activities
- Special events and fundraisers
- Blanket Additional Insured’s included at no additional cost – used for landlords for locations on the policy, recitals, performances and demonstrations.
Accident medical insurance is mandatory for cheer gyms and may cover students’ medical bills if they are injured at your school or during activities you sponsor and have no insurance of their own, or their bills exceed what their insurance pays.
If a member is injured while an employee is supervising the member and the employee is sued for negligence, professional liability coverage can take effect.
Buildings
Insurance coverage for your building whether you own or rent.
Business personal property
Insurance coverage for the content and equipment in your covered studio, including special property like tanning beds, climbing walls and inflatables.
Business income
If your school is temporarily closed due to a covered loss, this insurance can cover your lost income and continuing expenses.
Systems breakdown
Insurance protection in the event any mechanical, electrical or pressure system breaks down in your covered studio. This may include heating and air conditioning systems, computers, boilers, refrigerators, hot water heaters, and telephone systems.
Excess liability
Excess liability insurance provides additional protection that takes effect after you’ve gone above the limits of your general liability insurance.
Camps and clinics
If you run a camp or clinic, this liability coverage offers insurance protection you may need.
Crime
Can cover you if an employee steals money, securities, or other property.
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Additional information
American Association of Cheerleading Coaches and Administrators (AACCA)
Promotes cheerleading safety education and aims to help coaches understand their responsibilities with regard to safety programming.National Council for Spirit Safety and Education (NCSSE)
An association of companies serving the international cheerleading community who share a primary mission: to provide comprehensive safety training and certification programs for the educational development of spirit coaches and advisors through an international council of unified industry leaders.U.S. All Star Federation (USASF)
Provides consistent rules, strives for a safe environment for athletes, drives competitive excellence, and promotes a positive image for the sport.
Insurance coverage designed to meet the needs of your cheer gym.
Get a free, no-obligation quote today.
Additional resources
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