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Customizable policies that can fit your company and your needs.
Contact one of our appointed agents and get a free quote today.
Markel offers coverage specifically designed for lawn care professionals .
Your business is all about growing healthy lawns and landscapes. But if you want to help your business bloom with healthy growth, you need insurance coverage specifically created for professional lawn care and landscaping companies.
Why is insurance for lawn care businesses important?
You've probably spent more than one sleepless night thinking about the many ways your business could get sued. If you misapply chemicals, damage your client’s property while mowing or get in an accident with your truck that causes toxic liquids to spill, you could be responsible for paying these out of your own pocket if you don't have the proper insurance.
Lawn care insurance can help you protect yourself and your business if something goes wrong and can help you cover your property, tools and equipment, general liability, professional liability, excess liability, plus many other coverages specific to your business that you never thought about.
What we offer
Markel offers a wide-range of coverages designed for the following types of lawn and landscape businesses:
- Lawn care and maintenance
- Pesticide and herbicide application
- Tree, shrub, plant installation
Our coverages can include:
General liability
Commercial general liability insurance coverage is for unforeseen claims and lawsuits. It can cover settlements, awards, and the legal cost to defend you, your organization and your employees.
Professional liability
Professional liability coverage for your employees is included at no additional cost with your commercial general liability insurance.
Excess liability
Can cover losses that may exceed your policy limits. Catastrophic losses such as death, a major chemical spill, an injured worker or an auto accident can result in awards that are greater than the typical policy limit.
Property
Commercial property insurance can cover your property – buildings, sheds, offices. Enhancements you can add to this coverages can include small tools and equipment coverage, and more.
Business income
This type of coverage is invaluable if your business is temporarily closed due to a covered loss. This insurance can cover your lost income and continuing expenses during the “period of restoration.” With this important coverage, your lawn care operation can receive the revenues it would have earned had there been no loss.
A workers compensation policy can cover expenses resulting from on-the-job injuries including lost wages and benefits, medical care and rehabilitation services, and legal representation and compliance services.
Completed operations
Can cover damage to your client’s property or injuries to your client after your job has been completed.
Personal and advertising injury
Can cover lawsuits resulting from advertisements you’ve placed to promote your business (I.E. libel, slander, invasion of privacy, copyright infringement, and misappropriation of advertising ideas).
Care, custody and control
Can cover damage to your client’s property that is in your care, custody or control.
Contractual liability
Can cover lawsuits arising from damages you assumed responsibility for in a contract.
Premises liability
Can cover you if someone (other than you or your employees) is injured on your client’s property due to an unsafe condition caused by your operations.
Medical payments
Can reimburse others for covered medical expenses they incurred from bodily injury or death caused by you, regardless of whether or not you were actually at fault.
Fire legal liability
Can cover fire damage caused by your business operations.
Herbicide/pesticide application
Can cover misapplication of herbicide/pesticides.
Get the insurance protection you deserve.
Contact one of our appointed Markel agents to get an insurance quote for your professional lawn care or landscaping business today.
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