The following text field filters the results that follow as you type.
Product info
- Dwelling, other structures, personal property, additional living expense/ fair rental value, liability, medical payments
- Extended replacement cost up to 50%
- Water backup coverage up to $25,000
- Special personal property providing open perils coverage
- Increased ordinance or law up to 25% (10% included in base policy)
- Vandalism or malicious mischief
- Mold coverage up to $25,000
- Identity fraud expense coverage
- Equipment breakdown
- Residence burglary
- Scheduled personal property for unique items, items of a higher value, or classes of items that may be limited under the base policy
- Increased limits on business property
- Supplemental loss assessment up to $50,000
- Owned golf cart
- Limited animal liability
- Personal or premises liability
- Flexible options for coverages, limits, sublimits, deductibles, and exclusions
- Enhancements available such as identity fraud, equipment breakdown, and scheduled personal property
- 100% insurance to value
- Average or better condition; non-standard
- Pricing to include insurance scoring
- Coastal AAL rating
- X-wind policies available
- Brush restrictions in western states
- Lapse or prior loss acceptable with surcharge
Ineligible classes
- Sub-standard homes with hazards, deficiencies, or damage that may present as increased exposure to physical damage or liability loss
- Dwellings that are 5-family or more
Wildfire eligibility score and TIV limitation rules apply to the following states:
- AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT, WA, and WY
Wind aggregate/capacity is monitored for coastal exposure. Risks may be declined based on over-concentration or low capacity.
Roof surface settlement schedules are utilized
API functionality
The API endpoints allow for the creation of quotes for 24 combinations of usage and policy form in all states. Additionally, API users are able to manage endorsement, cancellation. Reinstatement, renew and non-renew post issuance transactions. These endpoints utilize HTTP methods to interact with the Markel quoting and post issuance processes.
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Create new quote, bind coverage and issue policy
- Quote creation and update: These endpoints can be used to start a new quote and make edits. Provided a valid request payload is received, a new quote will be created and the results along with a new quote number will be returned. By passing in a valid quote number along with a full quote request payload, the quote update endpoint is used to make updates to an existing quote.
- Issuance: This endpoint can be used to bind coverage and issue the policy for a valid quote. No updates can be made to the quote parameters at time of issue.
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Initiate, update and complete post issuance transactions
- Endorsement initiate, update and issuance: These endpoints support initiation of an endorsement, updating a pending endorsement, and completing and issuing a pending endorsement transaction.
- Renewal initiate, update and issuance: These endpoints support initiation of a renewal, updating a pending renewal, and completing and issuing a pending renewal transaction.
- Cancellation: This endpoint can be used to initiate a cancellation (Prorate/Flat) transaction, this is an auto commit transaction for API users. Provided a valid cancel effective date, return method, reason and policy number is received, a cancellation transaction will be initiated and committed in Markel’s system. The results along with the history ID will be returned. There is no payload needed for this transaction. Every time this endpoint is called, any existing pending/referred/approved/declined transactions will be deleted across terms.
- Reinstate: This endpoint can be used to initiate a reinstatement, this is an auto commit transaction for API users. Provided a valid reinstate effective date, reason and policy number is received a reinstate transaction will be initiated and committed in Markel’s system. The results along with the history ID will be returned. There is no payload needed for this transaction. Every time this endpoint is called, any existing pending/referred/approved/declined transactions will be deleted across terms.
- Non-renew: This endpoint can be used to initiate a non-renewal, this is an auto commit transaction for API users. Provided a valid non-renew effective Date, reason and policy number is received a non-renew transaction will be initiated and committed in Markel’s system. The results along with the history ID will be returned. There is no payload needed for this transaction. Every time this endpoint is called, any existing pending/referred/approved/declined transactions will be deleted across terms. Post non-renew, API users should be able to continue with endorsement/cancellation/renew transactions.
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Retrieve details
- Quote lookup: This endpoint can be used to retrieve quote details for a given quote and retrieve a current policy after a coverage has been bound and issued.
- Forms: This endpoint can be used to retrieve all form names and their descriptions for a given quote and can also be used to retrieve current policy forms after coverage has been bound and issued.
- Policy lookup: The policy lookup endpoint can be used to retrieve policy details for a given policy. The response will include the full details, including premium break down for the policy. If no history ID is passed you will get the last committed transaction for the current term. If history ID is passed, it will give you the forms list for the transaction that matches the history ID.