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Small business casualty and property insurance

Small business casualty and property insurance designed to help keep your business moving forward.


Protecting against risk is essential for safeguarding your business. We understand how vital small business insurance solutions are to your business’s competitiveness, visibility, and success.

Your extraordinary is our ordinary.


At Markel, we’re committed to supporting small businesses with specialized excess and surplus lines coverage. Whether you face straightforward risks or complex challenges, our tailored excess and surplus lines insurance solutions are designed to meet your unique needs. Backed by an industry-leading technology platform and a team of passionate underwriters, we deliver flexible, innovative coverage to help meet your unique needs.

Why do you need small business casualty and property insurance?


Casualty and property insurance can offer essential protection for your assets against key risks, including data breaches, contractor packages, and job site pollution. Using tailored insurance solutions for your small business, can give you the support needed to achieve reliable results and operate with confidence.

As business risks evolve rapidly, flexible and comprehensive insurance protection becomes crucial in keeping your organization moving forward. Custom-designed policies aligned with your unique operations—whether you're a small business or a larger organization—help ensure your specific coverage needs are met.

What we offer


Markel offers casualty and property insurance for many business risks, including but not limited to:

Products liability:

  • Manufacturers and distributors
  • Importers and exporters

Construction:

  • General contractors
  • Real estate property development

General casualty:

  • Lessor’s risk
  • Mercantile/retail

Property:

  • Builders risk
  • Vacant buildings under renovation

Inland marine:

  • Contractors equipment
  • Miscellaneous property

Casualty
Customizable coverage for a wide range of risks, such as data breaches, contractor bundles, job site pollution, limited product withdrawals, hired and non-owned auto, employee benefits liability, and miscellaneous errors and omissions (E&O).

Liquor liability
Monoline or package coverage options available in most states, with assault and battery coverage included under general liability.

Property
Property coverage can include protection for equipment breakdown and enhanced options for commercial property.

Inland marine
Coverage options available for inland marine exposures, including contractors' equipment, miscellaneous property floaters, and motor truck cargo.

Excess umbrella
Additional liability limits beyond your primary policies, can provide essential insurance protection for your business in the event of unexpected claims and lawsuits. Coverage is available for over 700 classes of business.

Innovative technology
We utilize an industry-leading technology platform focused on continuous process improvement, enabling us to respond effectively to our partners' needs.

Customized insurance solutions
Our solutions-oriented regional underwriters assess the unique requirements of each risk, leveraging their extensive knowledge to find the right coverage for various industries and niche markets.

Collaborative approach
We prioritize building strong relationships with our partners and emphasize ease of doing business to benefit our mutual customers.

We're here to help you protect your business and its future.


Markel is dedicated to supporting small businesses with casualty and property insurance. Our team is committed to delivering exceptional customer service, innovative solutions, proactive risk management, and a seamless claims experience. Ready to learn more? Contact us today.

Contact us

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